Visible Alpha

Visible Alpha broker models via S&P Xpressfeed · 34 brokers · 372 line items · freshest revision 2026-07-21.

Broker models agree almost completely on Lyft's demand engine and disagree almost entirely on what it earns. Rides, bookings, and revenue cluster within a few percent across ~30 brokers, but operating income and free cash flow span multiples. The modeled arc is a growth downshift paired with a profit inflection: gross bookings decelerate toward high-single-digit growth by FY-2028 while Adjusted EBITDA roughly doubles and GAAP operating income turns decisively positive.

Key drivers

Line FY-2025A FY-2026E FY-2027E FY-2028E YoY Brokers
Demand
Gross bookings $18.51bn $21.70bn $24.48bn $26.59bn +17.2% 30
Rides(M#) 958.36m Number 1.04bn Number 1.15bn Number 1.24bn Number +8.8% 31
Active Riders(M#) 28.03m Number 31.10m Number 33.80m Number 36.12m Number +10.9% 28
Pricing
Bookings per ride($) $19.32 $20.87 $21.20 $21.45 +8.0% 30
Revenue as % of bookings (Take rate)(%) 34.8% 33.9% 34.0% 34.0% -0.9pt 24

Key drivers

Line FY-2025A FY-2026E FY-2027E FY-2028E YoY Brokers
Profit
Adjusted EBITDA $519.90m $691.39m $879.21m $1.00bn +33.0% 33
Contribution $2.86bn $3.50bn $3.93bn $4.29bn +22.6% 31
Income/(loss) from operations $33.29m $179.42m $373.49m $449.01m +438.9% 30
Margins
Contribution margin(%) 43.3% 46.6% 46.5% 48.4% +3.3pt 20

Where broker models disagree

Line Period Median Q1–Q3 Min–max Brokers
Free Cash flow (FCF) FY-2027E $1.27bn $1.05bn–$1.37bn $688.44m–$2.03bn 27
Income/(loss) from operations FY-2027E $355.47m $300.02m–$386.40m $199.31m–$932.54m 29
Income/(loss) from operations FY-2028E $439.44m $392.26m–$504.88m $303.99m–$611.06m 19

Lyft Media is thinly-covered optionality — ad revenue modeled ~$68m to ~$248m, FY-2025 to FY-2027

Only three brokers break out advertising, and they model it more than tripling from ~$68m (FY-2025) to ~$248m (FY-2027) — still under ~4% of revenue. The market's high-margin optionality is real in the models but too thinly covered to anchor a thesis.

Headline P&L consensus, momentum and beat/miss live in the CapIQ tab.